Full Form of ECS

Full Form of ECS

Electronic Clearing Service

ECS Full Form is Electronic Clearing Service. It refers to the electronic fund transfer between banks. It is used for paying bills, EMIs, and other investment payments. Institutions use them to pay salary, pension, dividend, interest, etc. ECS is used both for debit and credit purposes. Based on this, it is classified as ECS credit and ECS debit.


One can choose to fix the ECS amount or set a limit, which will be used for the automatic debit of the utility service bills. However, to start the ECS for a particular utility service such as mobile bill, one must fill in ECS debit mandate. This has to be done with the mobile service provider and the bank might charge for the same.


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